Streaming Subscription Cost Calculator
Total annual cost of streaming services stacked.
Calculate total annual cost of stacked streaming services and compare to traditional pay-TV packages — sometimes 'cheaper' isn't.
What this tool does
Enter the monthly cost of up to five streaming services you currently subscribe to. The calculator adds these costs together to show your combined monthly spending and projects that forward to an annual total. The result illustrates how subscription fees accumulate over a year when multiple services are stacked. Your total spending is driven entirely by the monthly fees you input—each service contributes equally to the annual projection, which simply multiplies your monthly total by twelve. This is useful for understanding how individual subscriptions combine into a yearly figure. The calculator assumes consistent monthly costs throughout the year and does not account for price changes, promotional rates, service cancellations, or shared accounts across multiple households. The output is for financial illustration only.
Enter Values
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Formula Used
Spotted something off?
Calculations or display — let us know.
Disclaimer
Results are estimates for educational purposes only. They do not constitute financial advice. Consult a qualified professional before making financial decisions.
Streaming service stacking has quietly become one of the largest discretionary spending categories. Typical household 2026: Netflix 8-18/month, Disney+ 8-12/month, Amazon Prime 9/month, Spotify 11/month, plus others (Apple TV+, Paramount+, Discovery+, NowTV). Combined 45-70/month = 540-840/year.
The streaming industry structured itself around this by design. Each service feels reasonable individually; stacked they exceed traditional pay-TV they replaced. The calculator surfaces combined cost — often reveals opportunity to drop underused services.
What the result means
Combined monthly is your total streaming spend. Annual is the yearly total. Compare to traditional pay-TV — often streaming now costs more than the packages it replaced. Identifies candidates for cancellation.
Quick example
With service 1 monthly of 15 and service 2 monthly of 10 (plus service 3 monthly of 9 and service 4 monthly of 11), the result is 636.00. Change any figure and watch the output shift — it's often more useful to see the pattern than to memorise the formula.
Which inputs matter most
You enter Service 1 Monthly, Service 2 Monthly, Service 3 Monthly, Service 4 Monthly, and Service 5 Monthly.
What's happening under the hood
Sum of all service monthly costs × 12 for annual total. The formula is listed in full below. If the number looks off, you can retrace the calculation by hand — that's the point of showing the working.
Why run the calculation
Utility bills creep. Small annual increases stack into meaningful differences over a decade. Running this once a year and switching providers when the gap widens is one of the easiest ways to keep household costs in check.
What this doesn't capture
Usage varies month-to-month; tariffs change; discounts come and go. The figure here is a clean baseline — your actual annual bill will fluctuate around it. Use the calculation to benchmark providers, not as a prediction of a specific bill.
Your combined streaming services cost 636.00 annually based on £15, £10, and £9.
Inputs
This example uses typical values for illustration. Adjust the inputs above to match a specific situation and see how the result changes.
Sources & Methodology
Methodology
This calculator computes the total annual cost of streaming subscriptions by summing the monthly fees across up to five services and multiplying by twelve. The model assumes each service maintains a constant monthly price throughout the year with no price changes, promotional discounts, or pauses in subscription. It treats all services as active for the full twelve-month period. The calculation does not account for introductory rates, annual billing discounts, mid-year cancellations, currency fluctuations, or variations in billing cycles. The result represents a simple linear projection based on current stated monthly costs and serves as a baseline estimate for budgeting purposes.
References
Frequently Asked Questions
How many services is typical?
Are bundles cheaper?
How to reduce streaming cost?
Are ad-supported tiers worth it?
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