Income Calculators

After-Tax Yield Calculator

Calculate after-tax yield on bonds or savings by entering your pre-tax yield and marginal income tax rate to see the return you actually keep.

Airbnb Income Calculator

Calculate Airbnb income with monthly and annual net estimates from nightly rate, occupancy percentage, cleaning fees, and operating costs.

Airbnb vs Long-Term Rental Calculator

Compare net income from Airbnb short-term rental vs long-term rental strategies with this annual income calculator for the same property.

Amazon Flex Pay Calculator

Calculate net Amazon Flex earnings after vehicle costs and self-employment tax reserve. Enter hourly rate to see annual net income and effective hourly rate.

Annual Bonus Compound Calculator

Future value of investing annual bonuses over a career at expected return. Enter bonus after tax and years to see compound fv of investing every bonus.

Annual Gift Tax Allowance Value Calculator

Calculate the cumulative tax saving from your annual gift tax allowance over multiple years by entering your allowance amount, tax rate, and time period.

Annual Leave Value Calculator

Calculate the monetary value of your annual leave days as a share of salary — useful when negotiating PTO into a comp package.

Annual to Monthly Salary Calculator

Convert annual salary to monthly, weekly, daily, and hourly equivalents using standard full-time working-time assumptions for any income.

Bonus Impact Calculator

Calculate how a one-off bonus affects your annual income and effective monthly average with this bonus impact calculator. No tax estimates included.

Bonus Take-Home Calculator

Estimate the net take-home amount of a bonus after marginal tax. Plan year-end payouts, signing bonuses, and commissions.

Bonus to Pension Conversion Calculator

Compare taking a bonus as cash versus routing it into your pension — see the long-term wealth difference at compounding rates.

Bonus vs Salary Increase Calculator

Compare the lifetime value of a one-off bonus against a permanent salary increase over a set horizon. Enter alternative annual raise to see which wins.

Capital Gains Tax Calculator

Calculate capital gains tax on a sale. See net proceeds after tax and effective return on cost basis. Enter sale price to see gross gain and tax owed.

Career Change Financial Gap Calculator

Calculate total financial gap and break-even time for a career change, given current and new salary plus retraining costs.

Career Earnings Peak Calculator

Project your peak career earnings with this career earnings peak calculator using current salary, annual growth rate, and years to peak.

Charitable Donation Tax Relief Calculator

Calculate the tax relief available on a charitable donation based on your marginal tax rate. Enter gross donation to see relief received and the true net cost.

Commission Earnings Calculator

Calculate total earnings under a commission plan from base salary, sales generated, and commission rate — see what attainment translates to in pay.

Commission vs Base Tradeoff Calculator

Compare a commission vs base tradeoff calculator to see total pay under two offer structures at any attainment level you set.

Commute Cost Calculator

Calculate total annual commute costs including fuel, vehicle maintenance, wear-and-tear, parking, tolls, and public transportation expenses.

Consumption Tax Receipt Calculator

Split a tax-inclusive price into the pre-tax amount and the tax portion at any rate — the receipt math for VAT, GST, or sales tax.

Contractor Day Rate Calculator

Calculate the day rate it helps to charge as a contractor to match a salary target, after accounting for non-billable days and business overheads.

Contractor Day Rate Needed Calculator

Work out the contractor day rate needed to match the total compensation of a permanent employee. Enter gross salary to see minimum day rate needed to match.

Depreciation Calculator

Calculate straight-line depreciation with annual and monthly amounts from asset cost, salvage value, and useful life in years.

Dividend After-Tax Calculator

Calculate the after-tax cash kept from dividend income at your marginal dividend tax rate. Enter gross dividend to see tax owed and the cash kept.

Dividend vs Salary Tax Split Calculator

Compare the net cash from extracting profit as salary versus as dividends from a small company. Enter gross profit available and see the result instantly.

Dog Walking Income Calculator

Calculate dog walking annual income from walks per day, dogs per group, price per walk, and days worked across the year.

Effective Tax Rate Calculator

Calculate effective tax rate from gross income and total tax paid — the average rate you actually pay across all your bracket bands.

Employer Match Value Calculator

Calculate the compound lifetime value of employer pension matching — the additional employer contribution that compounds across a career into a real number.

Equity Option Breakeven Calculator

Find the share price needed for stock options to break even after exercise cost and tax. Enter strike price to see breakeven price and current paper value.

Equity Vesting Value Calculator

Estimate the annual and total value of an equity grant vesting on a schedule, including the after-tax take-home you'd actually keep.

Estimated Quarterly Tax Calculator

Estimate quarterly tax payments for self-employment income, plus the annual total and monthly reserve those quarterly payments imply.

Executive Compensation Calculator

Calculate total executive compensation including base, bonus, equity, perks, and pension — the full TC figure beyond the headline salary.

Fiverr Earnings Calculator

Calculate Fiverr seller net earnings after platform fees including effective hourly rate. Enter order value to see monthly net earnings and annual net.

Four Day Week Financial Impact Calculator

Calculate net financial impact of moving to a four-day work week including commute, lunch, and childcare savings against the salary reduction.

Four-Day Week Value Calculator

Compare your four-day week hourly pay against a five-day schedule by adjusting salary and weekly hours to see your effective rate change.

Freelance Day Rate to Salary Converter

Convert freelance day rates to equivalent salary accounting for taxes, holidays, sick days, contract gaps, and benefits. Calculate true annual compensation.

Freelance Payment Buffer Calculator

Calculate the cash buffer freelancers need based on average days to payment, daily revenue, and a chosen safety multiplier.

Gross vs Net Salary Comparison Calculator

Compare two job offers on gross and net take-home. Enter your own effective tax rates to keep it jurisdiction-agnostic. Free educational tool.

Gross-Up Calculator

Work out the gross salary or payment needed so that the after-tax amount equals a target net figure at a given marginal rate.

Gross vs Net Income Calculator

Calculate net income from gross salary by applying income tax, pension, payroll tax, and other deductions to estimate monthly take-home pay.

Headhunter Fee vs Role Value Calculator

Translate a headhunter's fee into the implied first-year salary commitment — gives a fast read on the role's seniority before the brief.

Hobby Loss Calculator

Determine hobby vs business tax classification and the deductible expenses each produces, given gross revenue and profit history.

Hourly Rate vs Salary Calculator

Compare annualised hourly pay against a salaried role including benefits value. Enter hourly rate to see which role pays more and the annualised difference.

Hourly to Monthly Income Calculator

Convert an hourly wage into weekly, monthly and annual income based on the hours you work. Pure arithmetic — no tax assumptions.

Income After Expenses Calculator

Calculate disposable income after fixed monthly expenses — rent or mortgage, bills, transport — to see what remains for saving and discretionary spend.

Income Growth Rate Calculator

Calculate annualised income growth rate from start and end income values. Enter starting income and years between to see annualised growth rate.

Income to Savings Ratio Calculator

Calculate your savings rate as a percentage of income. Enter gross annual income and annual savings to see where you land on the common benchmarks.

Interview Lost Income Calculator

Calculate lost income from unpaid interview days during a job search by entering daily pay, interview days taken, and travel expenses.

IR35 Inside vs Outside Calculator

Compare contractor take-home pay inside vs outside IR35 status — see what the classification difference actually costs in pounds.

Tax-Advantaged vs Taxable Wrapper Calculator

Compare a tax-advantaged wrapper against a taxable account over a long investment horizon. Enter initial investment and see your lifetime tax saving.

Job Offer Comparison Calculator

Compare two job offers with this job offer comparison calculator — see total compensation including salary, bonus, and benefits side by side.

Job Search Cost Calculator

Calculate the true job search cost including lost income, out-of-pocket expenses, and opportunity cost across your full search period.

LinkedIn Premium Worth It Calculator

Calculate whether LinkedIn Premium is worth the cost based on your actual usage and the opportunity value of the messages it unlocks.

Marginal Pension Relief Calculator

Calculate the lifetime tax relief from regular pension contributions at your marginal rate. Enter years contributing to see total relief over the period.

Marginal vs Average Tax Calculator

Compare your marginal tax rate against your effective average rate — the gap explains why an extra dollar feels different from your 'tax bracket'.

Multiple Income Stream Calculator

Combine up to four separate income streams into a single monthly and annual total, with each source's percentage share of the whole.

Notice Period Value Calculator

Calculate the cash value of your contractual notice period including base salary plus the value of benefits you'd receive during it.

Overtime Pay Calculator

Calculate overtime pay at any multiplier (1.5x, 2x, custom). Verify pay slips and plan around overtime hours. Free and educational.

Parental Leave Cost Calculator

Calculate total cost of parental leave including foregone salary above any statutory pay received. Enter leave months to see total income foregone.

Part-Time vs Full-Time Calculator

Compare total annual earnings between part-time hourly work and full-time salaried employment, including pro-rated benefits.

Passive Activity Loss Calculator

Calculate passive activity losses, deductible amounts, and carryforwards based on your AGI, passive income, and participation level.

Pay Gap Calculator

Calculate the percentage gap between two pay levels and its cumulative lifetime value. Enter salary a and salary b to see annual gap and lifetime cumulative.

Pay Rise Calculator

Calculate net annual, monthly, and weekly increase from a percentage pay rise after tax — what an X percent raise actually adds in spendable income.

Pay Rise Lifetime Value Calculator

Calculate the lifetime value of a pay rise compounded across your remaining career years with adjustable salary growth rate inputs.

Pay Rise vs Job Change Calculator

Compare cumulative earnings from staying put versus accepting a job change over a 5-15 year career horizon at different growth rates.

Payroll Total Cost Calculator

Calculate total payroll cost including employer payroll tax, pension contribution, and benefits — the full figure beyond the gross salary line.

Payroll Tax Split Calculator

Split a gross salary into the employee and employer portions of payroll tax — the true labour cost a company is paying for your role.

Payslip Breakdown Calculator

Break down a payslip into tax, pension, and other deductions, with each deduction's share of gross and the net take-home that remains.

Pension Carry Forward Value Calculator

Calculate the tax saving from using accumulated unused pension allowance from prior years to make a single large contribution.

Pension Drawdown Tax Calculator

Calculate the after-tax retirement income from a pension drawdown given annual withdrawal and your retirement marginal rate.

Phased Retirement Salary Path Calculator

Project income across a phased retirement where hours and salary reduce over a set number of years. Enter annual salary to see total income across the phase.

PPP Salary Comparison Calculator

Compare salaries across countries using purchasing power parity (PPP) factors — what 80,000 in one country actually means in another.

Promotion Lifetime Earnings Calculator

Calculate the lifetime earnings boost from a promotion compounded annually until retirement, given a one-time salary step up.

Promotion Value Calculator

Calculate the lifetime earnings value of a promotion compounded across remaining career years at standard annual raise assumptions.

PSU (Performance Share Unit) Calculator

Calculate the expected value of Performance Share Units (PSUs) factoring in performance multiplier and assumed share-price growth.

Raise Impact Calculator

Estimate actual take-home pay increase from salary raise after taxes. Calculate real net income benefit from wage increase.

Invest Your Raise Calculator

See what investing your raise looks like over years. Redirect the salary increase into investment and project the compound value.

Raise vs Promotion Calculator

Compare cash value of a raise against a promotion including title, responsibility, and pay changes across remaining career.

Real Hourly After Work Costs Calculator

Calculate your real hourly rate after work-related costs and unpaid commute time — what an hour at work is actually worth in net pay.

Relocation Break-Even Calculator

Compare a job offer salary bump against higher cost of living and relocation cost. See annual net benefit and payback period.

Relocation Lump Sum Value Calculator

Calculate the after-tax value of a relocation lump sum and compare it against your actual moving costs to see if the offer covers the move.

Remote vs Office Compensation Calculator

Compare remote versus office compensation including commute time value, remote savings, and office-provided benefits. Free and educational.

Remote Work Savings Calculator

Tally yearly savings from working remotely across commute, lunch, clothing, and childcare — the line items that disappear when you stop going in.

Retention Bonus Value Calculator

Convert a lump-sum retention bonus into an annual value to compare it fairly against a salary raise or alternative offer.

Retirement Contribution Tax Savings

Estimate immediate tax savings from a pre-tax retirement contribution — the net out-of-pocket cost after the tax relief is applied.

Rideshare Driver Income Calculator

Calculate real rideshare driver income after platform fees, fuel, and vehicle costs — net hourly and annual earnings, not the gross headline.

Roth vs Traditional Breakeven Calculator

Compare Roth vs Traditional retirement contributions: pay tax now or later? See which route nets more at your working-life and retirement tax rates.

Sabbatical Cost Calculator

Estimate the full cost of a sabbatical including foregone salary, foregone retirement contributions, and ongoing expenses.

Salary by Country Calculator

Compare salaries across countries by adjusting for cost of living index — same dollar amount can mean wildly different lifestyles.

Salary Negotiation Lifetime Value Calculator

Lifetime value of a salary negotiation including compounding raises across career years — small wins now, big wins later.

Salary Sacrifice Value Calculator

Calculate the real take-home cost of salary sacrifice pension contributions after income tax and payroll tax savings are applied to your gross amount.

Salary to Day Rate Calculator

Convert annual salary to equivalent freelance day rate with benefits uplift. Enter working days per year to see salary day rate and recommended freelance rate.

Salary to Hourly Converter

Convert annual salary into hourly, daily, weekly, and monthly equivalents. Compare salaried roles against hourly contract rates.

Sales Commission Calculator

Calculate sales commission with tiered rates. See base earnings, tier bonuses, and effective commission rate across total sales.

Second Job Income Calculator

Calculate effective hourly pay from a second job after marginal tax impact. Enter hours per week and hourly rate to see net hourly pay and annual net income.

Self-Employed vs Employee Calculator

Compare net earnings between salaried employment and self-employment after taxes, payroll deductions, and the overhead of running a business.

Side Hustle Calculator

Calculate true side hustle profitability after direct costs and opportunity cost of time. Enter revenue to see monthly true profit and gross profit.

Signing Bonus After-Tax Calculator

Calculate the true after-tax value of a signing bonus accounting for marginal tax and clawback risk. Enter gross signing bonus to see expected after-tax value.

Starting Salary vs Passion Calculator

Compare lifetime earnings between a passion career and a more lucrative one over a chosen period at different salary trajectories.

Startup vs BigCo Calculator

Compare startup vs big-company total compensation including the expected value of equity at probability-adjusted exit outcomes.

Student Loan Total Interest Calculator

Estimate total interest paid on a student loan by entering your current balance, annual interest rate, and fixed monthly payment amount.

Take-Home Pay Estimator

Estimate take-home pay from any gross salary and tax rate. See annual, monthly, and weekly net pay results across any country or currency.

TaskRabbit Earnings Calculator

Calculate TaskRabbit earnings from tasks per week, hours per task, hourly rate, and platform fee — the actual take-home after the cut.

Tax-Adjusted Savings Rate Calculator

Calculate an effective savings rate that adjusts for the share of your savings inside tax-advantaged wrappers versus the share that's taxed annually.

Tax Loss Harvesting Calculator

Calculate the tax saved when realised investment losses offset gains at your marginal capital gains rate. Enter realised loss and see the result instantly.

Tax Refund Foregone Interest Calculator

Calculate the interest you give up by over-withholding tax and getting a refund instead of accurate withholding. Free — no signup.

Toptal Earnings Calculator

Calculate Toptal freelancer annual earnings and Toptal markup. Enter hourly rate to see toptal annual earnings and total client cost including markup.

True Hourly Wage Calculator

Calculate real hourly wage after deducting commuting costs, work clothes, meals, and commute time. Compare remote versus office work compensation.

TUPE Transfer Calculator

Calculate the financial impact of a TUPE transfer on your pension, holiday entitlement, and benefits based on your current salary.

Turo Car Sharing Calculator

Calculate Turo car sharing income by entering daily rate, occupancy, platform fees, insurance, and depreciation to estimate net monthly earnings.

Two-Income Household Gap Calculator

Calculate the true net gain of a second household income after childcare, commuting, and work-related costs. Free — no signup.

Unpaid Overtime Lifetime Cost Calculator

Cost of regular unpaid overtime in real wage terms across a career — what those weekly extra hours actually represent in given-away pay.

Unpaid Overtime True Hourly Rate Calculator

Calculate true hourly rate when working unpaid overtime above contracted hours — what you're effectively earning per hour worked.

Upwork Earnings Calculator

Calculate net annual Upwork earnings after platform service fees. Enter your hourly rate, weekly hours, and fee percentage to see take-home income.

VRBO Host Profit Calculator

Calculate VRBO host profit by entering nightly rate, occupancy, platform fees, cleaning costs, mortgage, and utilities to see monthly net income.

Weekly to Annual Income Calculator

Convert weekly earnings to annual, monthly, and daily equivalents at standard 52-week assumptions or any custom number of working weeks.

Work Abroad Financial Calculator

Calculate net financial gain from working abroad by comparing salaries, cost-of-living differences, and one-off relocation costs over your stay.

Work From Home Savings Calculator

Add up yearly savings from remote work including fuel, vehicle maintenance, commuting expenses, food savings, and the utility increases that offset them.

Work-to-Buy Converter

Convert purchase prices into equivalent hours of work at hourly rate to visualize true time cost of purchases and expenses.